No matter what stage of life you’re in, you can ensure your family’s health care security, with supplemental health insurance coverage for everyday health needs, unexpected medical emergencies and protection from rising costs.

GMS' BasicPlan offers 11 benefits in your province of residence, as well as the option to add Prescription Drugs, Prescription Drug - Enhanced, Dental Care, and/or Hospital Cash. This plan is best for those looking for peace of mind for emergency health situations or topping up existing coverage.

If you would like more comprehensive coverage ExtendaPlan® may be the right fit. The ExtendaPlan® offers 22 benefits in your province of residence, and you may also add one or more of the following options:  Prescription Drugs, Prescription Drug - Enhanced, Dental Care, and/or Hospital Cash.

The OmniPlan® is our most comprehensive plan with extended maximums and enhanced coverage for vision and funeral expenses due to accidental death. In addition, goods and services can be purchased anywhere in Canada. Choose options for Prescription Drugs, Prescription Drug - Enhanced, Dental Care, and/or Hospital Cash to best suit you and your family's needs.

Comprehensive Coverage. Provincial health plans offer limited medical coverage for such things as ambulance services, casts, crutches, artificial limbs, in-hospital private-duty nursing and more. GMS Individual Health Plans supplement your provincial health plan in the absence of benefits from your employer or enhance your current plan.

Flexible Plan Design. You can customize your plan with several options. Options such as dental care and prescription drugs offer valued services for a low annual premium. 

Outstanding Customer Service. GMS representatives are available to answer all questions and assist you whenever necessary - and they will answer you in person - no electronic answering service.

Quick Claims Turnaround. In most cases, claims are paid within 5 working days from date of receipt.

Pay-Direct Service. GMS pays many health and dental providers directly. Present your GMS ID Pay-Direct Card at participating pharmacies and dental offices to reap instant savings.

Affordable Premiums. With several health plan choices, and a range of optional coverage, GMS provides health customers with affordable annual premiums and a choice of annual and monthly payment methods.

Please call the Universal Finance Insurance Broker at 647-428-1954, SKYPE: universal-finance, or use our convenient Contact Form if you have any questions. Our friendly and knowledgeable customer representativesare happy to assist you.

If you are the existent client of Universal Finance and already familiar with insurance coverage terms and features, you can buy Individual Health Insurance online right now following this link:  Individual Health Plan

We are committed to protecting the privacy, confidentiality and security of the personal information we collect, use and disclose. Your personal information, including your medical history, will be collected, used and disclosed only for the purpose of providing you with the requested insurance services.